/* LedgerPicks v2 design system */
@font-face{font-family:"Inter";src:url("fonts/inter-latin.woff2") format("woff2");font-weight:400 800;font-style:normal;font-display:swap}
:root{--ink:#0b1530;--text:#1e293b;--muted:#5b6474;--line:#e3e7ee;--line2:#d5dbe5;--bg:#f6f8fb;--card:#fff;
--brand:#0f766e;--brand-d:#0b5d57;--brand-l:#e6f5f3;--indigo:#4f46e5;--amber:#92400e;--amber-bg:#fff8eb;--amber-line:#f5c97a;
--r:14px;--r-sm:10px;--sh:0 1px 2px rgba(15,23,42,.05),0 1px 3px rgba(15,23,42,.06);--sh-h:0 10px 30px -10px rgba(15,23,42,.18),0 4px 10px -4px rgba(15,23,42,.08);
--font:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);font-size:16px;line-height:1.6;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased;font-feature-settings:"cv11","ss01"}
img{max-width:100%;display:block}a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:2px}a:hover{color:var(--brand-d)}
h1,h2,h3,h4{color:var(--ink);line-height:1.2;letter-spacing:-.02em;margin:0 0 .5em}
h1{font-size:clamp(1.9rem,4.2vw,3.1rem);font-weight:800;letter-spacing:-.035em}h2{font-size:1.45rem;font-weight:750}h3{font-size:1.05rem;font-weight:700}.h3{font-size:1.1rem}
p{margin:0 0 1em}.muted{color:var(--muted)}.small{font-size:.875rem}.center{text-align:center}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}.sec{padding:28px 20px}.sec:first-of-type{padding-top:36px}
.ic{flex:none;vertical-align:-.15em}.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;border-radius:8px;z-index:99}.skip:focus{left:8px}
:focus-visible{outline:3px solid #5eead4;outline-offset:2px;border-radius:6px}
.testbar{background:#fef3c7;color:#78350f;text-align:center;padding:6px 12px;font-size:.875rem;font-weight:600}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--brand);color:#fff;border:1px solid var(--brand);padding:11px 18px;border-radius:10px;font-weight:650;font-size:.95rem;text-decoration:none;line-height:1.2;cursor:pointer;transition:background .15s,transform .15s,box-shadow .15s;font-family:inherit}
.btn:hover{background:var(--brand-d);border-color:var(--brand-d);color:#fff;transform:translateY(-1px);box-shadow:0 6px 16px -6px rgba(15,118,110,.55)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line2)}.btn-ghost:hover{background:#f1f5f9;color:var(--ink);border-color:#c3cad6;box-shadow:none}
.btn-sm{padding:8px 14px;font-size:.875rem}
.linkbtn{background:none;border:0;color:var(--brand);font:inherit;font-weight:600;cursor:pointer;padding:0;text-decoration:underline;text-underline-offset:2px}
.lnk{display:inline-flex;align-items:center;gap:6px;font-weight:650;text-decoration:none}.lnk:hover{text-decoration:underline}
/* header */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:saturate(180%) blur(12px);-webkit-backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-size:1.2rem;font-weight:650;letter-spacing:-.02em}.brand b{color:var(--brand);font-weight:800}
.brand:hover{color:var(--ink)}.brand-inv{color:#fff}.brand-inv b{color:#5eead4}.brand-inv:hover{color:#fff}
.nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}.nav a:not(.btn){color:#334155;text-decoration:none;font-weight:550;font-size:.94rem;padding:8px 12px;border-radius:8px}
.nav a:not(.btn):hover{background:#f1f5f9;color:var(--ink)}.nav a[aria-current]:not(.btn){color:var(--brand);background:var(--brand-l)}.nav .btn{margin-left:6px}
/* hero */
.hero{position:relative;overflow:hidden;color:#e2e8f0;background:
 radial-gradient(800px 420px at 12% -10%,rgba(20,184,166,.38),transparent 60%),
 radial-gradient(700px 480px at 95% 10%,rgba(99,102,241,.42),transparent 60%),
 linear-gradient(180deg,#0b1530 0%,#0e1b3d 100%)}
.hero:before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.09) 1px,transparent 1px);background-size:22px 22px;-webkit-mask-image:linear-gradient(180deg,#000 30%,transparent 95%);mask-image:linear-gradient(180deg,#000 30%,transparent 95%)}
.hero-in{position:relative;padding:72px 20px 64px;text-align:center;max-width:900px}
.hero h1{color:#fff;margin-bottom:18px}.grad{background:linear-gradient(90deg,#5eead4,#a5b4fc);-webkit-background-clip:text;background-clip:text;color:transparent}
.value{font-size:1.12rem;color:#475569;max-width:720px}.hero .value{color:#cbd5e1;margin:0 auto 28px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:650;letter-spacing:.02em;color:#a7f3d0;background:rgba(20,184,166,.12);border:1px solid rgba(94,234,212,.28);padding:6px 12px;border-radius:999px;margin-bottom:22px}
.eyebrow-inv{color:#a7f3d0}
.hsearch{display:flex;align-items:center;gap:10px;background:#fff;border-radius:16px;padding:8px 8px 8px 18px;max-width:680px;margin:0 auto;box-shadow:0 20px 50px -20px rgba(0,0,0,.6),0 0 0 1px rgba(255,255,255,.1)}
.hsearch .ic{color:#64748b}.hsearch input{flex:1;min-width:0;border:0;outline:0;font:inherit;font-size:1.05rem;color:var(--ink);padding:10px 0;background:transparent}
.hsearch input::placeholder{color:#8a94a6}.hsearch .btn{padding:12px 22px;border-radius:11px}
.quick{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:8px;margin-top:18px;font-size:.875rem;color:#94a3b8}
.qchip{color:#e2e8f0;text-decoration:none;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.06);padding:5px 12px;border-radius:999px;font-weight:550;transition:background .15s}
.qchip:hover{background:rgba(255,255,255,.16);color:#fff}
.hstats{list-style:none;padding:0;margin:36px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 28px;font-size:.9rem;color:#94a3b8}.hstats b{color:#fff;font-size:1.05rem;margin-right:4px}
/* page heads */
.phead{background:linear-gradient(180deg,#fff,#f6f8fb);border-bottom:1px solid var(--line);padding:34px 0 30px;position:relative;overflow:hidden}
.phead:before{content:"";position:absolute;inset:0;background:radial-gradient(600px 220px at 100% 0,rgba(79,70,229,.08),transparent 70%),radial-gradient(500px 200px at 0 0,rgba(13,148,136,.08),transparent 70%);pointer-events:none}
.phead .wrap{position:relative}.phead h1{font-size:clamp(1.75rem,3.4vw,2.5rem)}
.phead-dark{background:radial-gradient(700px 360px at 10% -20%,rgba(20,184,166,.35),transparent 60%),radial-gradient(700px 400px at 100% 0,rgba(99,102,241,.4),transparent 60%),#0b1530;border:0;padding:56px 0 96px}
.phead-dark h1{color:#fff}.phead-dark .value{color:#cbd5e1}.phead-dark:before{background-image:radial-gradient(rgba(255,255,255,.08) 1px,transparent 1px);background-size:22px 22px}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:14px;display:flex;flex-wrap:wrap;gap:8px}.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--brand)}.crumbs span{color:#b6bfcc}
.ptitle{display:flex;gap:16px;align-items:flex-start}.ptitle .value{margin:0}
/* sections */
.sech{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:18px;flex-wrap:wrap}.sech h2{margin-bottom:4px}.sech p{margin:0;color:var(--muted)}
/* category cards */
.cgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
@media (max-width:980px){.cgrid{grid-template-columns:repeat(3,1fr)}}
.ccard{display:flex;flex-direction:column;gap:10px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px;text-decoration:none;color:var(--ink);box-shadow:var(--sh);transition:transform .15s,box-shadow .15s,border-color .15s}
.ccard:hover{transform:translateY(-2px);box-shadow:var(--sh-h);border-color:#b9e3dd;color:var(--ink)}
.cic{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:11px;background:linear-gradient(135deg,#e6f5f3,#eef0ff);color:var(--brand);border:1px solid #d6ece8}
.cic-lg{width:56px;height:56px;border-radius:14px;flex:none}
.cn{font-weight:650;line-height:1.3;font-size:.97rem}.cc{font-size:.84rem;color:var(--muted);margin-top:auto}
.cgrid-lg .ccard{padding:20px}
/* toolbar */
.toolbar{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px;box-shadow:var(--sh);margin-bottom:18px;display:flex;flex-direction:column;gap:12px}
.trow{display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center}
.tsearch{flex:1 1 280px;display:flex;align-items:center;gap:8px;border:1px solid var(--line2);border-radius:10px;padding:0 12px;background:#fff;color:#64748b}
.tsearch:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px rgba(15,118,110,.15)}
.tsearch input{border:0;outline:0;flex:1;font:inherit;padding:10px 0;min-width:0;color:var(--ink)}
select{font:inherit;color:var(--ink);border:1px solid var(--line2);border-radius:10px;padding:10px 36px 10px 12px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") no-repeat right 12px center;-webkit-appearance:none;appearance:none;flex:0 1 260px;min-width:0}
.fgroup{display:flex;flex-wrap:wrap;gap:6px;align-items:center}.flabel{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-right:4px}
.tog{position:relative;cursor:pointer}.tog input{position:absolute;opacity:0;width:1px;height:1px}
.tog span{display:inline-block;padding:5px 12px;border:1px solid var(--line2);border-radius:999px;font-size:.86rem;font-weight:550;color:#334155;background:#fff;transition:all .15s;user-select:none}
.tog:hover span{border-color:#9fb0c6}.tog input:checked+span{background:var(--ink);border-color:var(--ink);color:#fff}.tog input:focus-visible+span{outline:3px solid #5eead4;outline-offset:2px}
.fmeta{display:flex;justify-content:space-between;align-items:center;font-size:.875rem;color:var(--muted);border-top:1px solid var(--line);padding-top:10px}.fmeta p{margin:0}
.noresults{text-align:center;padding:40px;color:var(--muted);background:#fff;border:1px dashed var(--line2);border-radius:var(--r)}
/* tool cards */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px}
.card{position:relative;display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;box-shadow:var(--sh);transition:transform .15s,box-shadow .15s,border-color .15s}
.card[hidden]{display:none}.card:hover{transform:translateY(-3px);box-shadow:var(--sh-h);border-color:#c9d3e0}
.ch{display:flex;gap:12px;align-items:center;margin-bottom:12px}.ct{min-width:0}
.card h3{margin:0;font-size:1.05rem;display:flex;align-items:center;gap:8px;flex-wrap:wrap}.card h3 a{color:var(--ink);text-decoration:none}
.stretch:after{content:"";position:absolute;inset:0;border-radius:var(--r)}.card:hover h3 a{color:var(--brand)}
.cat{margin:2px 0 0;font-size:.82rem;color:var(--muted)}
.desc{font-size:.92rem;color:#475569;margin:0 0 12px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.cf{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:auto;padding-top:12px;border-top:1px solid #eef1f5;font-size:.85rem}
.price{display:inline-flex;align-items:center;gap:6px;color:#334155;font-weight:600;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.price .ic{color:var(--muted)}
.more{display:inline-flex;align-items:center;gap:4px;color:var(--brand);font-weight:650;flex:none;transition:gap .15s}.card:hover .more{gap:8px}
/* logo tile */
.lt{position:relative;flex:none;width:var(--s);height:var(--s);border-radius:calc(var(--s)*.24);overflow:hidden;background:hsl(var(--h) 55% 94%);border:1px solid #e6e9ef;display:grid;place-items:center}
.lt .lm{font-weight:800;color:hsl(var(--h) 45% 32%);font-size:calc(var(--s)*.44);letter-spacing:-.02em}
.lt img{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;background:#fff;padding:calc(var(--s)*.1)}
/* chips */
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{display:inline-flex;align-items:center;gap:6px;font-size:.76rem;font-weight:600;padding:3px 9px;border-radius:999px;background:#f1f5f9;color:#334155;border:1px solid #e2e8f0;line-height:1.5}
.chip i{width:7px;height:7px;border-radius:50%;background:#94a3b8;display:inline-block}
.c-quickbooks i{background:#2ca01c}.c-xero i{background:#13b5ea}.c-wave i{background:#1d4ed8}.c-sage i{background:#00d639}.c-netsuite i{background:#c74634}
.c-tax{background:#eef2ff;color:#3730a3;border-color:#e0e7ff}.c-data{background:#ecfdf5;color:#065f46;border-color:#d1fae5}.c-more{background:#fff;color:var(--muted)}
.vbadge{display:inline-flex;align-items:center;gap:4px;font-size:.72rem;font-weight:700;color:#065f46;background:#d1fae5;border:1px solid #a7f3d0;padding:2px 8px;border-radius:999px;letter-spacing:.01em}
.vbadge-lg{font-size:.85rem;padding:4px 10px;vertical-align:middle}
/* sponsored */
.sp-pill{position:absolute;top:12px;right:12px;font-size:.68rem;font-weight:750;letter-spacing:.07em;text-transform:uppercase;color:var(--amber);background:var(--amber-bg);border:1px solid var(--amber-line);padding:2px 8px;border-radius:6px;z-index:1}
.card-sp{border-color:var(--amber-line);background:linear-gradient(180deg,#fffdf7,#fff 40%);box-shadow:0 0 0 3px rgba(245,201,122,.18),var(--sh)}
.grid-sp{margin-bottom:6px}
.spbox{position:relative;display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--amber-line);border-radius:var(--r);padding:18px 20px;box-shadow:var(--sh)}
.spbox .spt{flex:1;min-width:0}.spbox p{margin:0;color:#475569;font-size:.93rem}.spbox h3{margin:0 0 4px}
.spbox.empty{border-style:dashed;border-color:#e9c98f;background:linear-gradient(90deg,#fffaf0,#fff)}
.spi{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--amber-bg);color:#b45309;border:1px solid var(--amber-line);flex:none}
.sp-k{font-weight:700;color:var(--ink)!important;margin-bottom:2px!important}
/* band + features + cta */
.band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:20px}
.feats{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:28px;padding:44px 20px}
.feat h3{margin:12px 0 6px}.feat p{color:#475569;margin:0;font-size:.95rem}
.fic{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--brand-l);color:var(--brand)}
.cta{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin:28px auto;background:linear-gradient(120deg,#0b1530,#14306b);color:#cbd5e1;border-radius:20px;padding:32px 36px!important;max-width:1140px}
.cta h2{color:#fff;margin-bottom:6px}.cta p{margin:0}.cta-b{display:flex;gap:10px;flex-wrap:wrap}.cta .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}.cta .btn-ghost:hover{background:rgba(255,255,255,.1)}
.pills{display:flex;flex-wrap:wrap;gap:8px}.pill{text-decoration:none;color:#334155;background:#fff;border:1px solid var(--line2);padding:6px 14px;border-radius:999px;font-size:.88rem;font-weight:550}.pill:hover{border-color:var(--brand);color:var(--brand)}
/* tool page */
.thead{display:flex;gap:18px;align-items:center;flex-wrap:wrap;margin-bottom:14px}.tt{flex:1;min-width:220px}.tt h1{margin:0 0 4px;display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.tcat{margin:0}.tcat a{display:inline-flex;align-items:center;gap:6px;text-decoration:none;font-weight:600;font-size:.92rem;background:var(--brand-l);padding:4px 10px;border-radius:999px}
.tact{display:flex;gap:10px;flex-wrap:wrap}
.lead{font-size:1.1rem;color:#334155;max-width:820px;margin:0 0 4px}
.tgrid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:20px;align-items:start}
.tmain,.tside{display:flex;flex-direction:column;gap:16px}.tside{position:sticky;top:84px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 22px;box-shadow:var(--sh)}
.panel h2{font-size:1.05rem;display:flex;align-items:center;gap:8px;margin-bottom:12px}.panel h2 .ic{color:var(--brand)}
.panel>.chips{margin-bottom:12px}
.plist{list-style:none;padding:0;margin:0 0 10px;display:flex;flex-wrap:wrap;gap:8px}.plist li{background:#f8fafc;border:1px solid var(--line);border-radius:10px;padding:8px 12px;font-weight:650;color:var(--ink)}
.quote{border-left:3px solid #c7d2fe;background:#f8fafc;border-radius:0 10px 10px 0;padding:10px 14px;margin:10px 0}
.qk{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:#4338ca}
.quote blockquote{margin:4px 0 0;font-size:.9rem;color:#475569;font-style:italic;word-break:break-word}
.glance dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:10px 14px;font-size:.92rem}.glance dt{color:var(--muted)}.glance dd{margin:0;font-weight:600;color:var(--ink);text-align:right;word-break:break-word}
.src{font-size:.86rem;margin:16px 0 8px;padding-top:12px;border-top:1px solid var(--line);display:flex;gap:6px;align-items:baseline;flex-wrap:wrap;word-break:break-all}
.claim{background:linear-gradient(135deg,#f0fdfa,#eef2ff);border-color:#d6ece8}.claim p{font-size:.92rem}
/* advertise */
.tiers{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;align-items:stretch;margin-top:-56px;position:relative}
.tier{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px 22px;box-shadow:var(--sh-h)}
.tier h3{font-size:1.02rem;color:#334155}.amt{font-size:2.2rem;font-weight:800;color:var(--ink);letter-spacing:-.03em;margin:4px 0 16px}.amt small{font-size:.9rem;font-weight:550;color:var(--muted);letter-spacing:0}
.tier ul{list-style:none;padding:0;margin:0 0 20px;display:flex;flex-direction:column;gap:10px;font-size:.92rem}.tier li{display:flex;gap:10px;align-items:flex-start}.tier li .ic{color:var(--brand);margin-top:3px}
.tcta{margin-top:auto;display:flex;flex-direction:column;gap:8px}.tcta .btn{width:100%}
.tier-hi{border:2px solid var(--brand);box-shadow:0 20px 40px -18px rgba(15,118,110,.45)}
.ribbon{position:absolute;top:-12px;left:22px;background:linear-gradient(90deg,#0f766e,#4f46e5);color:#fff;font-size:.74rem;font-weight:700;padding:4px 10px;border-radius:999px;letter-spacing:.02em}
.steps{list-style:none;padding:0;margin:18px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:var(--sh)}.steps p{margin:0;color:#475569;font-size:.93rem}
.sn{display:inline-grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--ink);color:#fff;font-weight:700;margin-bottom:10px}
.two{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:16px}
.ticks{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px}.ticks li{display:flex;gap:10px;align-items:flex-start}.ticks li .ic{color:var(--brand);margin-top:4px}
.faq details{border-bottom:1px solid var(--line);padding:12px 0}.faq details:last-child{border:0}
.faq summary{cursor:pointer;font-weight:650;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:10px}.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";font-weight:500;color:var(--muted);font-size:1.2rem;line-height:1}.faq details[open] summary:after{content:"–"}.faq p{margin:8px 0 0;color:#475569;font-size:.93rem}
/* prose */
.prose{max-width:780px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 34px;box-shadow:var(--sh)}.prose h2{font-size:1.2rem;margin-top:0}
.opt{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;border:1px solid var(--line);border-radius:var(--r);padding:20px;margin:18px 0}.opt>div{flex:1 1 320px}.opt p{margin:0;color:#475569}
.opt-hi{border-color:#b9e3dd;background:#f0fdfa}
.okmark{display:grid;place-items:center;width:56px;height:56px;border-radius:50%;background:#d1fae5;color:#047857;margin-bottom:14px}
/* footer */
.foot{background:#0b1530;color:#a8b3c7;margin-top:48px;font-size:.92rem}
.fgrid{display:grid;grid-template-columns:2fr 1.2fr 1fr 1fr;gap:32px;padding:48px 20px 28px}
.foot h4{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:14px}
.foot a:not(.brand){display:block;color:#cbd5e1;text-decoration:none;padding:4px 0}.foot a:not(.brand):hover{color:#fff;text-decoration:underline}
.fbrand p{margin-top:14px;max-width:380px;line-height:1.6}
.fnote{border-top:1px solid rgba(255,255,255,.1);padding:20px;font-size:.82rem;color:#94a3b8}.fnote p{margin:0 0 6px}
/* responsive */
@media (max-width:980px){.tgrid{grid-template-columns:1fr}.tside{position:static}.fgrid{grid-template-columns:1fr 1fr}}
@media (max-width:640px){
 body{font-size:15.5px}.bar{min-height:auto;padding-top:10px;padding-bottom:10px;gap:8px}.nav{width:100%;gap:2px;overflow-x:auto;flex-wrap:nowrap;-webkit-overflow-scrolling:touch;scrollbar-width:none}.nav::-webkit-scrollbar{display:none}
 .nav a:not(.btn){padding:6px 10px;white-space:nowrap;font-size:.9rem}.nav .btn{margin-left:auto;white-space:nowrap}
 .hero-in{padding:44px 18px 40px}.hsearch{padding:6px 6px 6px 14px}.hsearch .btn{padding:11px 14px}.hsearch input{font-size:1rem}
 .hstats{gap:6px 16px;font-size:.84rem}.cgrid{grid-template-columns:1fr 1fr;gap:10px}.ccard{padding:14px}
 .grid{grid-template-columns:1fr}.sec{padding:22px 16px}.wrap{padding-left:16px;padding-right:16px}
 .spbox{flex-direction:column;align-items:flex-start}.cta{padding:26px 22px!important;margin:20px 16px}
 .tiers{margin-top:-40px}.prose{padding:22px 20px}.fgrid{grid-template-columns:1fr;gap:22px}.thead .tact{width:100%}.thead .tact .btn{flex:1}
 select{flex:1 1 100%}
 .nav a[href$="/methodology/"]:not(.btn){display:none}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}